Comparison
Equity vs Debt vs Hybrid Funds
Pick the right category mix based on horizon, volatility comfort, and goal type.
| Factor | Growth Focus | Stability Focus | Practical Guidance |
|---|---|---|---|
| Typical Role | Equity for long-term growth. | Debt for stability and liquidity planning. | Hybrid balances both for medium goals. |
| Volatility | Higher short-term fluctuations. | Lower than equity in most periods. | Map category to withdrawal timeline. |
| Holding Horizon | Usually longer. | Short to medium. | Use goal-based allocation instead of single-rule allocation. |