Fact Library
High-signal reminders about compounding, allocation, behavior, and risk. Useful for periodic portfolio check-ins.
Compounding rewards time and behavior. Early consistency usually beats late intensity.
Longer compounding windows reduce dependency on very high monthly contributions.
Even modest annual contribution increases can significantly improve final corpus.
Conservative planning assumptions improve decision quality and reduce disappointment risk.
A good portfolio is a system, not a list of trending funds.
Allocation determines most of the overall volatility pattern you experience.
Many schemes can still hold overlapping exposures and increase complexity without improving diversification.
Over-monitoring can lead to unnecessary actions that hurt long-term results.
Investor behavior is often the largest differentiator in outcomes.
Rule-based rebalancing is a stronger response than emotional selling in most long-term plans.
A documented plan helps you make consistent decisions when market sentiment changes quickly.
Investors tolerate volatility better when money is tied to clear, dated goals.