Decision Hub
Side-by-side comparisons for common investor choices. Each page gives practical guidance, not just definitions.
Compare execution style, behavior fit, and use cases to choose the right investing method.
| Factor | SIP | Lump Sum |
|---|---|---|
| Cash Flow Fit | Best for monthly income. | Best for one-time surplus capital. |
| Timing Pressure | Lower due to staggered investing. | Higher at initial deployment. |
Understand cost, objective, and practical portfolio roles for active and passive funds.
| Factor | Active Funds | Index Funds |
|---|---|---|
| Objective | Seek benchmark outperformance. | Seek close benchmark replication. |
| Cost | Often higher expense ratio. | Often lower expense ratio. |
Pick the right category mix based on horizon, volatility comfort, and goal type.
| Factor | Growth Focus | Stability Focus |
|---|---|---|
| Typical Role | Equity for long-term growth. | Debt for stability and liquidity planning. |
| Volatility | Higher short-term fluctuations. | Lower than equity in most periods. |
Choose between self-managed execution and advisor-supported investing models.
| Factor | Guided Investing | Self-Managed |
|---|---|---|
| Cost | Lower expense in many cases. | Includes advisory/distribution trail. |
| Support | Self-research and self-review. | Guided selection and periodic support. |