Dedicated Tool
Estimate monthly take-home pay from annual CTC and deductions on a focused calculator page.
Monthly Take-Home
₹79,500
From a gross monthly CTC of ₹1,00,000.
Annual Take-Home
₹9,54,000
Estimated Deductions
₹2,46,000
Note
This is an indicative salary estimate. Actual in-hand salary varies by PF, tax slab, bonus structure, and company-specific deductions.
Cash-flow planning
Use the calculator when you want a realistic estimate of in-hand pay after deductions, fixed charges, and employer-linked components.
Start from the full annual CTC and see how deductions reduce the amount that reaches your bank account.
Test different deduction assumptions so your monthly budget is less likely to be off by a large margin.
Use the result to plan SIPs, rent, loan payments, and emergency savings around your real take-home pay.
This is an indicative salary estimate. Actual take-home pay varies by tax slab, PF, bonus structure, and company-specific deductions.